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It's that time of year again: the time for holiday giving.
And if you're not sure how to get in the holiday giving spirit, the Community Foundation Southwest Louisiana has some suggestions:bunching gifts: If you and your partner give $10,000 to your favorite charity each year, you can bunch up that amount for the next two years and still end up with $30,000 if you have the cash, says John Hixson, a certified financial planner.
"This can drive up the itemized deduction significantly, reducing the adjusted gross income and lowering the tax burden."
Appreciated property: You can donate stocks, bonds, and mutual funds that have been held for at least a year to a charity without paying capital gains tax.
If you're 70 or older, your retirement account minimum distribution can go directly to a charity to reduce the year's adjusted gross income or prevent a move into a higher tax bracket.
Open a donor-advised fund: The Community Foundation connects people who care with causes that matter, and its donor-advised funds are open to people with $10,000 or more to donate.
You can see more details at the foundation's website.
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