Up-to-the-Minute News from Foundations Around the Nation


 
Lumina Foundation
Lumina aims to ensure education remains accessible, valuable, and aligned with today's workforce needs.Reaching our 2040 goal requires collaboration among educators, businesses, government agencies, nonprofits, and communities.We will invest in innovative programs, collaborate with national
San Diego Foundation
The San Diego Foundation awarded $838,704 in Opening the Outdoors grants to 24 nonprofit organizations that offer equitable access to outdoor spaces in San Diego County.Christina DeBenedict is the Chief Financial Officer and Chief Operating Officer of the UC San Diego.She brings 30 years of passion
Bloomberg Philanthropies
':"";if(r){var a=t.showYahooLogo?"":"yns-no-logo";r=r.replace("{notifOnboardBtnLabel}",t.promos.notifBtn),a.replace('{subscriptionTopic}',a).replace ("{noLogoClass}", a).replace "{promoLogo}", t.promo Logo);return
Greater Washington Community Foundation
Figure skaters of the past and present took the ice Sunday in the nationa€™s capital.Kristi Yamaguchi and Brian Boitano emceed the Legacy on Ice benefit event.Johnny Weir dedicated his performance to the members of the University of Delaware Figure Skating Club who were on American Flight
Greater Washington Community Foundation
Bowser's approach to crime aligns with some of Trump's rhetoric of law and order on his campaign trails.About 9,774 individuals are experiencing homelessness in the District, according to a Point in Time count in January 2024.Rising housing costs, lack of affordable housing and financial insecurity
Community Foundation of Greater Dubuque
Grant payments from endowment funds hosted by the Community Foundation of Greater Dubuque will top a record $5.3 million in 2025.Endowment funds are started by individuals, families and nonprofit organizations, and the funds grow over time through charitable donations and investment returns.Annual
Community Foundation of Greater Dubuque
Grant payments from endowment funds hosted by the Community Foundation of Greater Dubuque will top a record $5.3 million in 2025.Endowment funds are started by individuals, families and nonprofit organizations, and the funds grow over time through charitable donations and investment returns.Annual
Greater Washington Community Foundation
The figure skating community will gather Sunday in Washington, D.C., to remember the victims of the Jan.29 aircraft collision that killed 67 people.In all, 11 skaters between ages 11 and 16, four coaches and 13 others -- all family members of the skaters -- were killed.Nearly half of the passengers
Barr Foundation
Berkshire Community College announces the addition of three faculty/staff members, four promotions, and three title changes.The Dalton Rotary Club demonstrated its support of veterans on Super Bowl Sunday by providing a feast to the residents of Pittsfield's Soldier On.Berkshire LGBTQ+ leaders
Community Foundation of Sarasota County
Children First, Inc.kicked off its second annual "Today a Reader, Tomorrow a Leader" book drive on February 1.The event offers practical resources and strategies to guide their children through important educational and career decisions.The Community Foundation of Sarasota hosted 2Gen Connections a
Parker Foundation, Theodore Edson Parker Foundation
$402,500 awarded to 12 organizations.Boys & Girls Club of Greater Lowell was one of 12 local nonprofits to receive grants in the latest round of funding by the Theodore Edson Parker Foundation.Club alum and UMass Lowell student Kemigisa Adyeri, club alum and Curry College graduate Yvonne Welsh, and
Portland Foundation
The Portland Foundation awarded $25,000 grants to Arts Place for its MusicWorks program.John Jay Center for Learning was awarded $31,800 for its SkillsTrac Industrial Maintenance training program for Jay County High School seniors.The next grant application deadline is Thursday, June 26.For more
California Community Foundation
The Black LA Relief & Recovery Fund aims to support both the immediate and long-term needs of Black communities impacted by the fires.The fund has raised $4.4 million to date and will be used to support organizations that provide assistance for things like housing, counseling, youth services,
Community Foundation of Greater Muscatine
Community Foundation of Greater Muscatine to celebrate 25 years of philanthropy this March.Kassidy Watson-Perry is a 26-year-old multimedia creator currently residing in North Carolina.Subscribe to our Daily Email Newsletter! Get the top stories from across Muscatsine, Iowa in your inbox each
Arizona Community Foundation
Chelsea Buck-Leilich joined ACF of Sedona as Regional Philanthropic Advisor on February 24, 2025.She will function as a community leader in the areas of regional grantmaking, nonprofit capacity building, and nonprofit fundholder management.ACF is among the top 25 community foundations in the nation
Community Foundation of Howard County
Community Foundation of Howard County CEO and president to retire after 13 years.Allana Haynes, Howard County Times, Columbia, Md., will step down as president and CEO on February 27, 2025 at 12:04 AM UTC.She has been with the foundation for 13 years and has served as its CEO for the past two
Citi Foundation
50 community organizations will receive $500,000 each in grant support for innovative employment solutions for low-income youth.The 2025 Global Innovation Challenge builds on Citi and the Citi Foundation's long-standing investment in youth.Citi has invested more than $300 million over the last
Knight Foundation, Rockefeller Brothers Fund, McKnight Foundation, Nathan Cummings Foundation
US private foundations held a record $1.64 trillion in assets at the end of 2024.Most foundations still invest for maximum returns, often without regard to mission.Some foundations are moving to become 100 percent mission-aligned in their investments.If you align your investments but don't give up
San Diego Foundation
The San Diego Foundation awarded $838,704 in Opening the Outdoors grants to 24 nonprofit organizations.The grantees will help address inequities and enhance access to the outdoors throughout San Diego County.Christina DeBenedict is the Chief Financial Officer and Chief Operating Officer of the UC
Community Foundation of Herkimer and Oneida Counties
The Community Foundation of Herkimer and Oneida Counties awarded more than $15.7 million in grants, scholarships, and emergency relief funds in 2024.It was the highest amount awarded in a single year in the foundation's history.The foundation also marked the second-highest amount of donations on
Community Foundation of the Ozarks
The Community Foundation of the Ozarks awards grants for technical education.The organization is based in Ozarks, Arkansas, but has offices in Washington, D.C.and New York City.The foundation's website is:
Calaveras Community Foundation
Three New Board Members Join the Calaveras Community Foundation.Each brings a unique expertise, passion, and dedication that will significantly contribute to advancing CCF's mission.CCF is the only all-encompassing non-profit philanthropic organization in the county.For more information about CCF,
MacArthur Foundation
Philanthropy must do better to ensure that access to reliable information reaches underserved Black and brown communities.Tracie Powell, the founder of The Pivot Fund, says funders should be aware of what audience the media outlet actually serves.Powell also advised funders to "go into these
Skoll Foundation
This follow-up to "Social Innovation and the Journey to Transformation" explores how bold social innovators shift systems through collective action.Leaders across sectors recognize social innovation as critical to societal progress.The public feels a renewed optimism in our collective ability to
Moore Foundation, MacArthur Foundation, Knight Foundation, Silicon Valley Community Foundation, Ford Foundation, Peter and Carmen Lucia Buck Foundation, Hewlett Foundation, Open Society Foundations
The Internet Archive contains more than 916 billion web pages, 44 million books and texts.It also provides web archiving services to more than 800 organizations in 24 countries.The biggest single funder backing the Archive is the Kahle-Austin Foundation, which has given it $13.5 million between
Cattaraugus Region Community Foundation
Cattaraugus Region Community Foundation to host cybersecurity Link and Learn seminar.The free, educational session is open to nonprofit staff and volunteers.The session will be open to the small business community as well.The seminar will feature cybersecurity and IT experts, including Dominic
Wayne County Community Foundation
GrantTalk Ep 39: Community Foundation Grants with Ryanne Jennings.Ryanne's passion for her community and the foundation's mission shines through as she shares how WCCF pools resources into a variety of funds: scholarship funds, donor-advised funds, and field-of-interest funds.These funding
Putnam County Community Foundation
Jameson Allen unexpectedly lost the 18-month-old on Feb.21, 2024.On Friday, representatives of the Jameson Allen Memorial Fund formally made the donation of a LUCAS Device, which performs automatic compressions on adult victims of cardiac arrest.Putnam County EMS, which responded to the emergency
Arizona Community Foundation
ACF of the Gila Valley to host grant application workshops for local nonprofits.workshops will support local organizations applying for funding.Applications due no later than Wednesday, April 30.The grant cycle for ACF ofTheGila Valley opens on Monday, April 7, with applications due no earlier than
Kansas Health Foundation
The Hunger Free Kansas mini-grants, ranging from $2,500 to $30,000, will be distributed to 20 extension units, where local agents will lead programs.Proposed initiatives include using Community Health Workers at food pantries, training volunteers for SNAP assistance, upgrading food Pantries, and
Hutchinson Community Foundation
Residents say increases in average household income and businesses that pay above average wage are the top indicators of economic progress in Reno County.They also identify attracting new businesses, removing and renovating blight, access to affordable child care, improving public infrastructure,
Central Minnesota Community Foundation
The ninth annual fundraising competition will feature six community star dancers paired with a partner for a chance to win up to $15,000 for the nonprofit of their choice.The event is supported by the Women's Fund of the Central Minnesota Community Foundation.The lineup has been finalized for this
San Diego Foundation
Since 2010, the Opening the Outdoors Program has connected, protected and increased equitable access to the outdoors across the county.The SDF Fifty & Forward Campaign is the most ambitious undertaking in our 50-year history.With your help, we will grant $500 million to realize our region's
Greater Lowell Community Foundation
Eddie Gabriel Djatcha of Lowell is the 2023 winner of the Emily Edwards Memorial Fiscal Scholarship.The scholarship fund was established in 2022 at the request of sisters Tina Edwards, Diana Rogier and Kimberly Edwards Wunderlich in honor of their mother, Emily Edwards.An essay on the topic of
Weingart Foundation
Weingart Foundation has delivered more than $1.6 billion in grants and loans focusing on racial and socioeconomic injustice.In 2017, it decided to align its investment portfolio with its mission to drive equity and partner with others to advance justice.With impact investing, Jackson said, the
DeKalb County Community Foundation
DeKalb County Community Foundation accepting scholarship applications.Shaw Local is accepting applications for a $1,000 scholarship.For more information, go to: http://www.dekalb.org/scholarship/shaw-local-scholarships.html.For information on how to apply for a scholarship, visit:
Central Indiana Community Foundation
Stan Cox was a chemist for Eli Lilly and Co.for 32 years.Cox funds have made grants totaling more than $1 million to more than 74 projects.Groups interested in applying for a grant from the Cox Funds should contact Indiana Landmarks at coxfunds@indianalandmarks.org.Non-profit organization with
Oregon Community Foundation
The Oregon Legislature's Arts & Culture Caucus announced its legislative agenda for the 2025 session.The event featured performances by multiple Grammy winning bassist, vocalist and composer esperanza spalding, jazz pianist Darrell Grant, guitarist Edna Vazquez, and former Oregon Poet Laureate Anis
Gulf Coast Community Foundation
This Monday, February 17, we celebrate Random Acts of Kindness Day, a reminder to perform small yet impactful gestures for others.Project HEAL is providing four homeless-service organizations Community Assisted and Supported Living (CASL), Family Promise of South Sarasota County, Harvest House,
Lapeer County Community Foundation
YAC is an advisory committee to the Lapeer County Community Foundation.The group is also proactive in the community, completing three to four service projects annually.The committee also granted scholarships to sponsor performing art students at Imlay City Schools' Broadway Bound summer musical
San Diego Foundation
The $1 million legacy gift to Monarch School is from the estate of Ernest Llynn Lotecka, a San Diego-based behavioral health psychologist."This gift enables us to train more San Diego and California educators to support unhoused students," the school says.The $335M award is part of the San Diego
San Diego Foundation
Fifty & Forward is a grantmaking and fundraising campaign to align charitable giving, harness the generosity of San Diegans.To date, it has granted more than $335 million of its $500 million campaign goal to local nonprofits supporting education, children and families, and the environment.The
Community Foundation of Lorain County
"Beloved" is a novel that gives a look into the times of slavery through the eyes of a young woman born into slavery who had a child who died.The book is available in print, large print, audio and digital formats.The National Endowment for the Arts' Big Read is a community-wide reading initiative
Community Foundation for Southeast Michigan
The same format is seen on sites promoting 2025 mayoral candidate Jonathan Barlow.Barlow's official website lists a bio and three campaign office locations.BridgeDetroit is powered by generous grant support from the Knight, Ford, Skillman, Kresge, Wilson, McGregor, and Hudson-Webber foundations.The
Richland County Foundation
Richland County Foundation's Board of Trustees approved grants totaling $2,067,053 during its February meeting.Nearly one in four households in Mansfield and over 13.5% in Richland County live at or below the poverty level.The Ronald McDonald House Charities of Central Ohio received a grant for its
Community Foundation for South Central New York
The Cooperstown Food Pantry has received a $16,000 grant from the Chobani Community Impact Fund.The funds will be used for the farmersa€™ market voucher program.The program provides pantry clients with vouchers to purchase fresh fruit and vegetables at the Cooperstown Farmers Market.The
Douglas County Community Foundation, Douglas County Community Foundation, Douglas County Community Foundation
More than $13,000 raised to help people experiencing homelessness in Douglas County.$2,500 was raised and given to the Help & Hope Center during a Douglas County Homeless Initiative meeting on Thursday, Feb.14."When it comes to homelessness, we lead with compassion," said Commissioner Abe Laydon,
Marion County Community Foundation
The grants are open to all Marion County non-profit organizations.The Marion County Community Foundation strives to be a resource for building bridges from today to an enhanced quality of life for tomorrow for current and future residents of Marion County.The application for the grants is available
Arkansas Community Foundation
Proposals will be accepted online now through Tuesday, April 1.These awards have included support for mental health support groups, financial literacy workshops, and other initiatives that empower communities and improve quality of life.Funds from Arkansas Black Hall of Fame Foundation cannot be
Community Foundation of Abilene
During this grant cycle, $122,642 was awarded to 32 nonprofits serving kids in the Abilene community.The organization said 2025 marks 30 years of grants supported by Future Fund.These grants are given to organizations that serve local youth.The grant cycle was funded by the Future Fund, which
Marietta Community Foundation
Marietta Community Foundation accepting 2025 grant applications.Community Impact Grants intended to fund large-scale efforts to enhance the quality of life in Washington County.More information about grant guidelines can be found and applications submitted online at www.mcfohio.org/grants.'Comet
Toshiba America Foundation
Lynd middle school students will be partaking in another hands-on science project this spring.Students will be able to design a maple reverse osmosis system, which filters water from sap to speed up concentration.Also coming in spring will be the science student's trout study, where they have been
Collaboratory
The Cerebral Palsy Research Network (CPRN) is a network of hospitals and community members working together to improve health outcomes for people with CP.The network is leveraging EHR data for research and quality improvement.CPRN's CEO is described as a driving force in accelerating clinical and
California Community Foundation, San Diego Foundation
Fifty & Forward is a grantmaking and fundraising campaign to align charitable giving, harness the generosity of San Diegans and realize the region's greatest opportunities in education, for children and families, and the environment.SDF has announced several major initiatives to improve quality of
Bloomberg Philanthropies
The Bezos Earth Fund was one of SBTi's top two supporters, along with the IKEA Foundation.Sources told the Financial Times that SBTi was already seeking to diversify its support.The end of the Earth Fund's relationship with SBTi also comes amid what appears to be Jeff Bezos' full-blown courtship of
Jim Joseph Foundation
The Jewish Emergent Network is a loose affiliation of seven Jewish organizations.The network passed on its core initiatives to the Jewish Social Justice Roundtable and Atra.Many of the rabbis who participated in the fellowship have gone on to found their own communities or work at organizations
Gates Foundation
Bill Gates, Melinda French Gates, and Warren Buffett have collectively contributed nearly $100 billion to the Gates Foundation.The foundation's records indicate that between its inception in 2000 and the end of 2023, Gates and French Gates donated $59.5 billion, while Buffett, the CEO of Berkshire
Moore Foundation
Circular economy food production is not only possible but commercially viable.By prioritizing eco-friendly product design, companies can develop food that benefits both ecosystems and economies.The "Nature in Mind" logo is an easy-to-recognize mark for products that align with circular economy
Community Foundation of West Kentucky
The Community Foundation of West Kentucky is accepting Philanthropy 360 grant applications.Nonprofit organizations working to meet community needs can apply for micro-grants of $1,000 each.The grant categories include community arts, education, health awareness, childrena€™s programs, and
Gates Foundation
Greentown Labs has secured more than $4 million in funding from key partners across Massachusetts and Texas.The organization welcomes Georgina Campbell Flatter as its new Chief Executive Officer (CEO) Flatter brings an extensive background in nonprofit leadership, social impact, and ClimateTech
Pine Bluff Area Community Foundation
The Arkansas Game and Fish Commission will close all access to Cane Creek Lake in Lincoln County Feb.10-12.The University of Arkansas at Pine Bluff's Alumni Endowment Scholarship applications are available for Fall 2025-Spring 2026.The Arkansas Heritage Celebration of Black History Month Legend
Nebraska Community Foundation
Nebraska Community Foundation welcomes Amy Sandeen to its team of talented professionals.NCF is committed to supporting its network of 1,500 volunteers as they build a Greater Nebraska. Register for more free articles.Click here to sign up for a free trial of the NCCF website and receive more
Northern Chautauqua Community Foundation
Northern Chautauqua Community Foundation is accepting Letters of Interest for the Community Grants Program.Letters of interest should not exceed two pages in length and should include the following: A brief project description, including how this project furthers the organization's mission.The
Community Foundation of Sarasota County
Sarasota County Schools facilitates the kindergarten through 12th grade Controlled Open Enrollment/School Choice process.The K-12 School Choice enrollment window for the 2025-2026 school year opens on Monday, Feb.11.The Voluntary Prekindergarten School Choice (VPK School Choice) enrollment window
Rockefeller Foundation
WDCD, The Design Village & Quicksand Unite for Impactful Design Conversations in 2025.New Delhi is set to host a historic convergence of creatives, innovators, policymakers, and start-ups.What Design Can Do (WDCD) presents its first-ever South Asian edition: WDCD Live Delhi 2025.It is how design
Community Foundation for Greater New Haven
GNH/LNV Community Event Calendar | Derby Neck Library - Sunday Lower Naugatuck Valley Community Events Calendar.Sponsored by The Community Foundation for Greater New Haven and The New Haven Independent.For more information, visit www.gnh.org or www.newhavenindependents.com.For the full calendar,
Berrien Community Foundation
Lincoln Township Library will be expanding its new digital lab thanks to a grant from the Berrien Community Foundation.Library Director Joelle Wake tells us they've been awarded a $10,000 For Good Grant to purchase equipment that could be used by budding artists.Podcasting, filmmaking, graphic
Barr Foundation
A grant award of $125,000 went to Lua€™s CafA and Bakery in Lawrence for the buildout of the company's new and larger location.MassDevelopment awarded the funding through the third round of its Transformative Development Initiative (TDI) Equity Investment program.A panel session featured
Community Foundation of Middle Tennessee
Horse Play, Inc.offers recreational and therapeutic riding opportunities to children with physical, mental, developmental, and emotional challenges in Coffee, Franklin, Bedford, and Lincoln counties.The Lillian Ashley Fund is an endowed fund within The Community Foundation of Middle Tennessee.The
San Juan Island Community Foundation
The library's English Language Learning Program resume.Expanded library hours: The library now operates evening hours on nights when ELL classes meet, increasing accessibility and attendance.The ELL program was made possible thanks to a generous grant from the San Juan Community Foundation,

Gates Foundation
In 2024, on its 100th anniversary, the Novo Nordisk Foundation awarded close to DKK 10.1 billion (a‚ 1.35 billion) to support nearly 1,800 new projects aimed at improving people's health and the sustainability of society and the planet.The Foundation's support spanned a diverse array of
Arkansas Community Foundation
Tammie Davis joins Simmons Bank as senior vice president for Community Strategy and Performance.Arkansas Heritage grants are available for non-profit groups.Arkansas Farm Bureau is a private advocacy organization of almost 190,000 families throughout the state working to improve farm and rural
California Community Foundation, Liberty Hill Foundation, California Endowment, James Irvine Foundation, San Francisco Foundation, Weingart Foundation, Irvine Foundation, California Wellness Foundation, Latino Community Foundation
This request is in response to OpenAI's recently announced plan to restructure its operations into a for-profit entity."We believe the Attorney General has a responsibility to uphold California's charitable trust laws and ensure OpenAI follows the law," the letter says.The coalition is committed to
Johnson Foundation, Robert Wood Johnson Foundation
Experts recommend children'mostly drink water and plain milk' Public health experts recommend children under 18 years limit 100% fruit and vegetable juice, plant-based milk, sugar-sweetened beverages and caffeine.The recommendations were developed in collaboration with experts form the Academy of
Community Foundation of Southern Indiana
The southern Indiana housing crisis is a pressing issue that has been drawing attention from local leaders and community organizations.As companies like Amazon and Meta bring new workers to the region, housing costs are rising.The lack of housing units for lower-income households is the main issue,
Whitefish Community Foundation
This year is the 25th anniversary of the Whitefish Community Foundation.The foundation has granted over $100 million to nonprofit organizations since its founding in 2000.Three Flathead nonprofits received Major Community Project Grants.The Samaritan House in Kalispell received $145,00 in grant
Vermont Community Foundation
Lois McClure's legacy: Making Vermont 'a better place for all' | Vermont Business Magazine.The J.Warren & Lois McClure Foundation helped thousands of Vermonters better understand the career pathways that fit their life goals and earn college and career credentials that unlock those pathways."Role
Marietta Community Foundation
Scholarships are available for students pursuing a college degree, honing their craft at a trade school or joining the nation's military.All applications are reviewed through a blind process to allow merit and potential to take center stage, the foundation says.More information is available online
Marietta Community Foundation
Scholarships are available for students pursuing a college degree, honing their craft at a trade school or joining the nation's military.Support extends across Washington and Noble counties and Wood County, W.Va.All applications are reviewed through a blind process to allow merit and potential to
Community Foundation of Sarasota County
Nearly 7,500 single-family homes were sold in Sarasota County in 2024, with almost exactly as many sold in Manatee County.The median home price dropped from $509,240 to $499,875.Architecture Sarasota announces its 2025 program: "Downtown Sarasota: Beyond Our Borders" Join the Community Foundation
Findlay-Hancock County Community Foundation
Findlay-Hancock County Community Foundation is a non-profit organization based in Findlay, Ohio.Founded in 1994, the foundation has raised more than $1.5 million in grants since its inception.The foundation is the brainchild of Teresa White, president and CEO of Fort Findlay F.O.P.1507.It is also
Carnegie Corporation of New York, MacArthur Foundation, Knight Foundation, Lumina Foundation, Ford Foundation, Johnson Foundation, Robert Wood Johnson Foundation, Hewlett Foundation, Simons Foundation
Archewell's work spans a range of issue areas that mostly track with Meghan's charitable interests before her marriage.Meghan served as patron to four organizations: the National Theatre, the Association of Commonwealth Universities, Mayhew and Smart Works.In 2023, the Archewell Foundation became
Community Foundation of Northern Colorado
The City of Greeley has earned an award as Community of the Year for 2024.The award is from Community Playmaker, a media platform designed to celebrate the work of civic leaders."Greeley is a great example of a city that works collaboratively across departments," editor-in-chief says.The Community
Quad Cities Community Foundation
Linda Andry, Kristen Roberts, and Laura Scott have been named to the Quad Cities Community Foundation's board of directors.Tom Thoms and Scott Tinsman have completed their terms on the board after many years of service.The Community Foundation board makes decisions to ensure this organization
Community Foundation of Northeast Iowa, Fayette County Community Foundation
Fayette County Community Foundation recently awarded over $176,000 to 23 Fayette County organizations and nonprofits for the betterment of their communities.Grants are awarded through FCCFa€™s competitive grant process to projects in the program areas of arts and culture, community
GlobalGiving, Share Our Strength
As hybrid work has become normalized, office space has become an easy line item to cut back on.Many nonprofits are using leased space solely for meetings or other collaborative efforts."A lot have gone down by one-half," Savills Executive Managing Director Wendy Feldman Block said."There are a lot
Assurant Foundation, California Community Foundation
Assurant (NYSE: AIZ) has established mobile claims support sites in Burbank and Santa Monica to assist policyholders affected by regional wildfires.The company is also supporting its Southern California employees through paid time off, access to Employee Assistance Program, and emergency financial
Coral Gables Community Foundation
Coral Gables Community Foundation unveils needs assessment findings.Residents reported several strengths in Coral Gables, including its historic charm, quality of life, green spaces, sense of community, walkability, public safety, and rich arts and culture.Report also highlighted pressing community

The World Bank’s Development Marketplace, a competitive grants program, has provided $1.4 million grants to 12 social enterprises in the northeastern states of Assam, Meghalaya and Mizoram for development activities and capacity building investments.




Federal Government Grant and Assistance Programs



Edited by: Michael Saunders

© 2008-2025 Copyright Michael Saunders