Over 850 fourth-grade students in Lapeer County participated in a field trip to a local bank or credit union in their hometown.
The LEAF account program is a Children's Savings Account Program courtesy of LCCF.
The research is in children with a savings account between $1 and $500 are three times more likely to graduate from high school, and four times more to pursue and achieve a higher educational level.
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Getting Out and Staying Out, co-founded by Tony Smith of the VSA Consulting Group, works to reduce recidivism rate among men at Rikers Island, New York City. The recidivism rate significantly dropped from 60-plus percent to under 20 percent, with more than a thousand men over a span of  eight years.