From Closing to Legacy: Holistic Support for Homeownership

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If you're an African-American in Atlanta, you may not be able to afford to buy a house if you don't have enough equity, the Atlanta Journal-Constitution reports.

According to the Community Foundation for Greater Atlanta, more than half of the city's African-American homeowners are underwater on their homes, meaning they owe more on their homes than their homes are worth.

And if you're one of them, you may not be able to afford to fix up your house if you're living in one of these so-called "dire situations."

In these situations, a homeowner's will creates a situation called a "heirs' property," or "tangled title," meaning the property could end up in the hands of someone else if the homeowner doesn't sell it within a certain period of time.

The problem is exacerbated by the fact that many African-Americans don't own their own homes in the first place.

And if they don't sell their homes within a certain period of time, their heirs may not be able to get their hands on the property.

The Urban League of Greater Atlanta has launched a program to help families in this situation.

For more on the issue, click here.

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